The act of surrendering to the insurer all interest in the thing insured: it is generally conceded that property can not be voluntarily abandoned to the insurance company——one notable exception to this general rule occurs in ocean marine, where abandonmen...[繼續(xù)閱讀]

    A legal doctrine under which one can be held liable even in the absence of negligence having been proven, as in the case of workers compensation.Other Related DefinitionsSee EMPLOYERS LIABILITY, WORKERS COMPENSATION.指法律的一條原則,即一個(gè)人即使被證明無(wú)過(guò)失也負(fù)有法律上的責(zé)任...[繼續(xù)閱讀]

    Agreeing to terms by means of which a bargain is concluded and the parties are bound: the binding of an insurance contract by the insurer.Other Related DefinitionsSee APPLICATION, AUTOMATIC TREATY, DECLINATION, PREEXISTING　CONDITION, PROPOSAL .指交易條款達(dá)成一致后對(duì)...[繼續(xù)閱讀]

    An event or occurrence which is unforeseen and intended.指事件或事件的發(fā)生難以預(yù)知和并非出自主觀愿望。...[繼續(xù)閱讀]

    A form of health insurance against loss by accidental bodily injury.See ACCIDENTAL BODILY INJURY.指健康保險(xiǎn)的一種形式,該保險(xiǎn)對(duì)身體因意外傷害所造成的損失提供保障。見(jiàn)意外傷害保險(xiǎn)。...[繼續(xù)閱讀]

    Injury to the body of the insured as the result of an accident.See ACCIDENT INSURANCE, ACCIDENT.指意外事故對(duì)被保險(xiǎn)人身體的傷害。見(jiàn)意外險(xiǎn),意外事故。...[繼續(xù)閱讀]

    A provision added to an insurance policy for payment of an additional benefit in case of death by accident means. In the case of double indemnity this would mean that the additional benefit represents a doubling of the standard benefit. The benefit could ...[繼續(xù)閱讀]

    Appearing in some policies, the unexpected or undersigned cause of an accident; the “means” which caused the mishap must be accidental in order to claim policy benefits.指造成傷害事故的、難以預(yù)料或非故意的原因, 它們常在一些保單中列明。要獲得保單的受益給付...[繼續(xù)閱讀]

    Insurance written for an applicant that would normally be rejected by the insurer, but which is provided as a concession to the agency or a valued insured.指正常情況下投保人的保險(xiǎn)申請(qǐng)會(huì)被保險(xiǎn)人拒絕的保險(xiǎn),但出于對(duì)代理商的讓步或留住有價(jià)值的被保險(xiǎn)人,保險(xiǎn)人還...[繼續(xù)閱讀]

    The risk that arises when a large number of individual risks are correlated such that a single event will effect many or all of risks.Other Related DefinitionsSee CATASTROPHIC RISK.指相當(dāng)數(shù)量的風(fēng)險(xiǎn)單位彼此相關(guān)聯(lián)時(shí),一個(gè)單一事件的發(fā)生將會(huì)影響許多或者全部風(fēng)險(xiǎn)單位。其...[繼續(xù)閱讀]